Legal Services at the Intersection of Business and Life
You're scrolling through Zillow, you find a house you love in Clarksville, and then you see it — "Under Contract." Do you move on, or is there still a chance? And what's the difference between that and "Pending," which you saw on the listing down the street? These two...
If you’re buying a home in Tennessee, you’ll likely hear both “deed of trust” and “mortgage.” They’re related but not identical. Understanding the difference can help you feel confident at closing and avoid surprises later. A deed of trust uses three parties:: You as...
A real estate attorney is a licensed and skilled professional authorized to handle the vital documents and contracts involved in buying and selling real estate. Every real estate lawyer should possess the legal expertise to prepare and review such paperwork. Additionally, they can perform several other tasks required during a real estate transaction. These tasks include advising on tax implications,…
Like real estate, zoning comes down to three things: Location, location, location. You probably would not want to buy a house right next to a water treatment facility, nor would you want to open up a restaurant by a waste management facility. Zoning laws make your job easier (or harder) by dividing a town, city, or county into “zoning districts.”…
Matthew J. Ellis Effective August 1, 2015, the Consumer Financial Protection Bureau (CFPB) has new rules that substantially amend components of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). These new rules fulfill the Dodd/Frank Act requirements for simplifying the required consumer disclosures with new, simpler disclosure forms. The simpler forms are designed to…
Jill Bartee Ayers As recently as this summer, some questioned the use of title insurance, suggesting it was an unnecessary expense when purchasing a home. Yet over the last few months, reports that paperwork in the foreclosure process could be invalid have raised questions about the validity of title to foreclosed properties and sparked fear that homeowners who purchased in…